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Fees

Effective: 10/01/2021

The following fees may be assessed against your account:

Product Fee
Product Non-sufficient fund draft or ACH
Fee $25.00
Product NSF Visa Debit
Fee 2.75%*
Product Overdraft Transfer
(You may perform up to 6 transfers online each month for free)
Fee $5.00
Product Courtesy Pay Draft
Fee $25.00
Product VISA or ACH Phone Payment to loan
Fee $5.00
Product Deposited checks returned unpaid
Fee $15.00
Product Cashiers Check
Fee $2.00 each
Product Money Orders
Fee $0.50 each
Product Counter Checks
Fee $1.00 for a sheet of 4
Product Loan Late Fee
Fee $20.00 or 5% of Payment
(whichever is greater)
Product Account Closure
(Within 90 days of opening)
Fee $10.00
Product Replace lost or stolen VISA Check Card
Fee $10.00
Product Membership application fee
Fee $1.00
Product Draft Printing
Fee (Fee depends on style of draft ordered)
Product Draft Printing
Fee Draft Printing

An account is considered dormant if for one year no withdrawals or deposits, other than credited Dividends, have been made to the account.
IRAs and accounts with a daily balance of $1,000 or more are exempt from the dormant account Fee.

The fee for a dormant account is $10.00 per year.

Product Fee
Product Account research
Fee $25.00
Product Account balancing assistance
Fee $25.00 per hour
Product Stop Payments –Draft and ACH
Fee $15.00
Product Wire Transfer
Fee USA $10.00
Product International Wire
Fee $30.00
Product Copy of Draft
12-months free draft copies & statement history available online.
Fee $5.00 per copy
Product Statement Copies
Fee $15.00
Product Bad Address Fee
Fee $5.00 per month

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