LOAN RATES AS OF OCTOBER 1, 2025
| Term | Rate | Value Maximums | 
|---|---|---|
| 
													
														Term													 
																									
																																																																								Up To 5 Years
																																																																																				
																									 | 
													
														Rate													 
																									
																																																																								5.50%*
																																																																																				
																									 | 
													
														Value Maximums													 
																									
																																																																								110% NADA CLEAN RETAIL
																																																																																				
																									 | 
| 
													
														Term													 
																									
																																																																								6 Years
																																																																																				
																									 | 
													
														Rate													 
																									
																																																																								5.75%*
																																																																																				
																									 | 
													
														Value Maximums													 
																									
																																																																								110% NADA CLEAN RETAIL
																																																																																				
																									 | 
| 
													
														Term													 
																									
																																																																								7 Years
																																																																																				
																									 | 
													
														Rate													 
																									
																																																																								6.50%*
																																																																																				
																									 | 
													
														Value Maximums													 
																									
																																																																								110% NADA CLEAN RETAIL
																																																																																				
																									 | 
HIGHER RATES MAY APPLY FOR MEMBERS WITH AN EXPERIAN FICO CREDIT SCORE LESS THAN 670. 7 YEAR TERM ONLY: MINIMUM LOAN IS $25,000. MODEL YEARS 2022-2025 ONLY. MUST HAVE AN EXPERIAN FICO CREDIT SCORE OF 670 OR GREATER.
| Term | Rate | Value Maximums | 
|---|---|---|
| 
													
														Term													 
																									
																																																																								Up To 10 Years*
																																																																																				
																									 | 
													
														Rate													 
																									
																																																																								7.25%*
																																																																																				
																									 | 
													
														Value Maximums													 
																									
																																																																								110% NADA CLEAN RETAIL
																																																																																				
																									 | 
ON APPROVED CREDIT ONLY. HIGHER RATES AND SHORTER TERMS MAY APPLY FOR MEMBERS WITH AN EXPERIAN FICO CREDIT SCORE LESS THAN 700. MODEL YEARS 2010 AND NEWER ONLY.
| Term | Rate | Value Maximums | 
|---|---|---|
| 
													
														Term													 
																									
																																																																								Up To 5 Years*
																																																																																				
																									 | 
													
														Rate													 
																									
																																																																								8.25%*
																																																																																				
																									 | 
													
														Value Maximums													 
																									
																																																																								110% NADA CLEAN RETAIL
																																																																																				
																									 | 
ON APPROVED CREDIT ONLY. HIGHER RATES AND LOWER VALUE MAXIMUM MAY APPLY FOR MEMBERS WITH AN EXPERIAN FICO CREDIT SCORE LESS THAN 700. MODEL YEARS 2010 AND NEWER ONLY.
| Rate | 
|---|
| 
													
														Rate													 
																									
																																																																								8.90%*
																																																																																				
																									 | 
*ON APPROVED CREDIT ONLY. HIGHER RATES MAY APPLY FOR MEMBERS WITH AN EXPERIAN FICO CREDIT SCORE LESS THAN 670.
| Term | Rate | 
|---|---|
| 
													
														Term													 
																									
																																																																								Up to 5 Years*
																																																																																				
																									 | 
													
														Rate													 
																									
																																																																								12.00%*
																																																																																				
																									 | 
*ON APPROVED CREDIT ONLY. MONHLY PAYMENT IS $25 OR 3.50% OF MONTH END BALANCE, WHICHEVER IS GREATER. MAXIMUM $5,000.00 ON APPROVED CREDIT.
| Term | Rate | 
|---|---|
| 
													
														Term													 
																									
																																																																								Up to 7 Years*
																																																																																				
																									 | 
													
														Rate													 
																									
																																																																								3% ABOVE EARNING RATE
																																																																																				
																									 | 
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